Mortgages in Real Estate

March 29, 2010  //  Posted by: qwcdirect  //  Category: Homes & Properties, Property Investments


Mortgages in real estate often signify a deal wherein the borrowers of money assure the lenders of the monthly interest payment and the overall principal by transferring interest in property to them. It is hence a security given to the lenders in return for the debt.

Although the general structure of the mortgage contracts are similar, citing the property details, the loan incurred, the monthly interest, the final payment expected and the maturity date, mortgages themselves can come in various flavors to make them more attractive and feasible. These are usually bought and sold in the secondary market.

Depending on the value of a mortgage, one may or may not further securitize it. If securitized, the monthly interest generated on the mortgage contract is the income or profit one gets out of it. The mortgagor or the borrower can get the mortgage discharged once the debt is paid. However, not being able to repay the debt puts the borrower in a danger of losing the real estate property.

Real Estate Legalities

March 25, 2010  //  Posted by: qwcdirect  //  Category: Homes & Properties, Property Investments


There are a diverse set of legalities involved in real estate that one should care to know about. These legalities must be duly fulfilled before one gets into the transaction itself and hence requires some due diligence on the part of the buyer. Rest estate developers can also help their clients by taking care of most of the legalities by charging a fee.
The property documents should all be in place and should transfer the ownership without any ambiguities. Secondly, the terms involved in sale and in lease are totally different. A lease is where land is rented out for a fixed period of time and the person signing the contract with the actual owner may or may not have all the rights to the property even during the period of lease.

People dealing in real estate should also be clear up front about the land taxes, municipal cess etc. and if they have been cleared. Real estate around some locations like airports, parks or animal reserves might need special clearance too.

Real estate marketing for the homeseller

March 21, 2010  //  Posted by: qwcdirect  //  Category: Homes & Properties, Real Estate Auctions


Marketing is a major parameter when it comes to real estate business and many realtors offer creative marketing options to the home sellers. In the present market, selling your house at a good price needs some innovative strategies and most importantly the knowledge of how much your property is really worth.

Real estate marketing involves popularizing the location of the house. Sometimes a good location is enough to bag a very good deal. Similarly, issues with the location e.g. encroachment cases or right-of-way scenarios could affect the price of the house. People who don’t want foreclosure on their property usually put it up for sale, so understanding the seller’s requirement is also an important aspect.

Real estate marketing can be of various types from simple advertising of the plot, to various innovative schemes and discounts to attract more people to make an offer on the home, ensuring a good deal for the home seller and the buyer too.

Why is the Home Stimulus Package so Attractive

March 05, 2010  //  Posted by: qwcdirect  //  Category: Homes & Properties


The Home Stimulus Package can be an effective tool to cope up with the recession problems that United States is facing. The package, introduced by President Obama can bring smiles to the citizens of the country.

The Home Stimulus Package is one of the major polices which have been implemented by the federal government to improve the overall economic situation and also minimize the housing problems in US. The main objective of the package is to provide some type of financial help to the first time home buyers. As per the package, the federal government will provide a percentage of the down payment for helping the first time home buyers.

The main factor that has made the Home Stimulus Package so attractive is that it strives to provide fillip to the sloping housing and real estate market. Moreover, the package also deals and analyzes the problems of majority of the home in order to make a solution. This is really a great thing for the citizens of the country.

How to Find Below Market Value Cash Positive Buy to Let Properties

March 03, 2010  //  Posted by: qwcdirect  //  Category: Homes & Properties, Property Investments


One of the major principles of a property business is to buy low and sell the property at a high price. The whole real estate business is based on this principle. If you are investing your property in the real estate market, you need to have an idea of how to find below market cash positive buy to let properties.

A lot of us buy property for the purpose of letting it out at a later stage. As such, in order to bag the best deals, you should try to buy it at a lower price and later let it at high price. The business of letting property is very popular and can be a very good source of monthly income at steady rates. While buying property at low price and letting them, it is better that you try to adopt some networking and marketing means. This will add to your customer base and help you earn better returns.

If you get the basics right, you can easily get into the business of buying low and letting high.